Creekside Mortgage - Blog

News, tips, and updates just for you!

Putting 5% Down on a VA Home Loan

Putting 5% down on a VA home loan purchase on your 2nd use instead of 0% down can offer several benefits for a veteran who doesn't have VA disability and needs to pay the funding fee. Here are some advantages of making a 5% down payment:  Video on NW VA Guy...

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Credit Reports

At Creekside Mortgage Inc., we follow standard industry practices when it comes to pulling credit reports for mortgage applications. We utilize credit agencies that retrieve credit reports from major credit bureaus such as TransUnion, Equifax, and Experian. These...

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Tri-Cities, WA

Wow, the Tri Cities, WA. have been a very popular destination to move to. A lot of people are leaving parts of Oregon and California and moving from that side of the mountains over to the Tri Cities, Washington. Basically, you have Kennewick, WA. Pasco, WA. and...

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Innovative Thinking for VA Home Loan Options

Idaho Home for Heroes acknowledges Ryan Coit for his innovative thinking, which holds true in the context of VA home loans. Let's consider an example where a veteran is approved for a loan of $300,000 and their dream is to own multiple properties. By purchasing a...

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Twin Falls, ID

If you are a veteran looking for a VA home loan in Twin Falls, Idaho, Creekside Mortgage, Inc is a reliable option to consider. Creekside Mortgage is a mortgage company based in the state of Idaho that specializes in assisting veterans with 100% VA home loan...

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Astoria, OR

 The Coast Guard has recently established a new unit in Warrenton, OR, known as Base Astoria. This base serves as a crucial logistics support hub for Coast Guard units across the thirteenth Coast Guard district, encompassing the Oregon and Southwest Washington...

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COE-Certificate of Eligibility

The first crucial step in obtaining approval for a VA home loan is acquiring your COE (Certificate of Eligibility). To successfully obtain the COE, certain documents are required depending on your service history. If you were on active duty, you will need a...

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Richland, WA

Creekside Mortgage, Inc. is an esteemed mortgage company with a team of VA home loan experts, dedicated to assisting veterans in Richland, Washington, and The Tri-Cities, WA. With their in-depth knowledge and experience in VA home loans, Creekside Mortgage specializes...

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Everett, WA

Everett, Washington is a city located in Snohomish County and is set to become the home port of the USS Ronald Reagan (CVN-76), a Nimitz-class nuclear-powered aircraft carrier of the United States Navy. The arrival of the USS Ronald Reagan...

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Clark County, WA

The market in Clark County has been crazy lately as we’ve all witnessed. We had a transaction here a couple days ago that had 13 offers on one house in the course of two days. If you’re in a certain price category, it’s absolutely crazy. Basically, anything in Clark...

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Treasure Valley, ID

Hey Treasure Valley, ID. we just finished up the Parade of Homes and it was an awesome event. If you got a chance to go look at all those houses, it was unbelievable. It was great to see all the different areas in northern Meridian, ID. and out in Star, ID. It was...

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Vancouver Washington Veteran VA Real Estate Agent

Vancouver Washington Veteran VA Real Estate Agent

Experienced VA Realtor Vancouver, WA. Area - Graham Gentry - Columbia River Realty - ERA Powered Graham Gentry VA Veteran Real Estate Expert 1700 Main St. Washougal, WA 98671 Cell  360.210.3391 Graham@ColumbiaRiverRealty.com       Avionics Electronics...

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Leaving Oregon moving to Clark County Washington

Clark County, Washington is crazy right now. You’re seeing the biggest influx happening as people basically jump the river coming across from Oregon. That’s probably about 30% of the overall market drive. People are leaving Oregon for safety,...

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Portland, OR Metro Area

Steve Granmo is an experienced VA real estate professional who has been working with Creekside Mortgage since 2005. Over the course of his career, he has developed expertise in VA homes and has successfully assisted clients in the Portland Metro...

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Can you use a VA Loan on an ADU

Hey! I had a great question asked of me the other day at an open house and I’d like to share it with everyone here in Treasure Valley, ID. So, I had an individual, her son has service-connected disability of 100%. She was wanting to buy a house with him, like an...

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Open Houses-Busy, Busy, Busy in the Treasure Valley

Today I'd like to talk a little bit about some open houses I had this past weekend. We did one in Caldwell, ID. which is the main one I want to go through and talk about. It was in the historical district, right downtown. Wow, the traffic. I mean it was crazy how many...

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Market Heating Up

Today I want to spend a little bit of time talking about the market heating back up. Yes, I still believe it's somewhat of a buyers’ market. However, there are some indications that are changing that tone. Rates are on the decline right now. They’re coming down, which...

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Treasure Valley Update

Hello Treasure Valley! Ada and Canyon County have a little separation between the two with Nampa and Meridian, but we can see through growth and activity that they're going to touch here soon. My prediction is within five to seven years you're going to have no defined...

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Continuing Education Courses

Hey there Treasure Valley! I'm excited to say that we came out with our continued education classes here in Ada and Canyon County. We have three courses that are coming out for realtors who need their continued educations credits. I know two of the offices are based...

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Inventory Issue in the Treasure Valley

Hello Treasure Valley! You’re seeing the different things going on all throughout the valley. You know from Kuna to Eagle there's different activity going through. We have an inventory issue. I mean you can't get around it. You just can't find enough houses for sale...

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Clark County Update

In Clark County right now, our average dollar per square foot is $325. So it's ticking downwards slightly, not dramatically, but there are opportunities to go through and seek stuff out throughout the county. There are some hotspots. We're still facing a little bit of...

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VA Loan Limits Clark County, WA

So Clark County continues to grow. We're watching a lot of activity especially in the Ridgefield area. Even in the Battleground outskirts you're still seeing development go through and happen. VA loans have been extremely popular in these areas and continue to...

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Cool Statistics for the Treasure Valley for last year

We got some cool statistics in for the Treasure Valley for last year. It kind of breaks things down. Approximately 85 transactions per month that were done in the Treasure Valley were VA. So, it's a big deal. I know we’ve seen Kuna growing dramatically, Star is where...

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Why we opened up a branch office in Meridian, ID

Today, I want to talk to you about how we decided on this location in Meridian, Idaho. I’ve always been big on being in the middle of an area. Being where our office is now, we are located in the center of the Treasure Valley. Our address is 1965 S. Eagle Road Suite...

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Cold Front hits the Treasure Valley

I thought I knew what cold was, but wow has it been cold in the Treasure Valley this week! It’s a different thing for me to see snow sitting on the ground for over a week and not go away. It’s crazy that December is the coldest month of the year. But at least it is...

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Social Security Increase

As we head into the new year, I want to talk about how certain things might affect us here in the Boise area. Come January 2023, there is going to be a Social Security increase of a little over 8%. This is a positive thing, but it is also another inflationary driver....

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Builder Cut backs in the Treasure Valley

Another week has come and gone. As the weather starts to change in the Treasure Valley, we are starting to see builders drastically cut back on productivity and for the most part industry values are holding. As I’ve said before, as we start to see a decrease in the...

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Sellers Market

 Today, I want to talk about home values and what they are doing in Ada and Canyon County. Recently we have seen it switch from a sellers’ market to a buyers’ market. A lot of people are waiting to see the drop off in values that happened in 2006-2008, but we...

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Home Values in Ada and Canyon County

Today, I want to talk about home values and what they are doing in Ada and Canyon County. Recently we have seen it switch from a sellers’ market to a buyers’ market. A lot of people are waiting to see the drop off in values that happened in 2006-2008, but we aren’t...

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Ada and Canyon County

 Today, I want to talk about home values and what they are doing in Ada and Canyon County. Recently we have seen it switch from a sellers’ market to a buyers’ market. A lot of people are waiting to see the drop off in values that happened in 2006-2008, but we...

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Industry Frustrations

After a frustrating transaction came to me from another box-store bank, I realized how often this occurs. The borrowers had a full approval letter in hand, but none of the leg work had been done. They never had their Certificate of Eligibility pulled and the bank had...

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As we arrive at the midpoint of the year, we’d like to provide a brief update on what the latest and greatest news is, currently in the industry. What’s new? Unexpected by most in the industry, interest rates have not increased this year. Instead of shooting up as...

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VA Loan Qualifications

VA Loan Qualifications

What Qualifications should I be aware of when using my VA Benefit? When thinking about a VA Loan qualification it is important to keep in mind that there could be many of them depending on your circumstance. You may need to provide certain forms, proof of income,...

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History of the VA Loan

History of the VA Loan

What is a VA Loan? History The VA Loan has been around since 1944. It was originally signed in to law by President Franklin D. Roosevelt to provide veterans with a home that was federally guaranteed with no down payment. This program gave veterans and their families...

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5 Steps to Choosing the Best VA Lender

5 Steps to Choosing the Best VA Lender

Buying a home is a great experience and it should never be anything other than that. If you are reading this, you are most likely a veteran and because of your service, you earned an amazing benefit - the VA Loan. Also, because this benefit is so amazing, many...

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Rate Locking – What Does This Mean?

Rate Locking – What Does This Mean?

What is Rate Locking? A lot of times when you are buying or refinancing a home you hear the mortgage lingo and sometimes either your loan officer doesn't explain it, or you forget to ask. A term that you will most likely hear is "lock-in or rate lock". This sounds...

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Cons of Renting VS Buying

Cons of Renting VS Buying

Cons of Renting vs Buying We have already covered the pros of buying a house, today, we are going to go over the cons of renting. Renting can be great in some situations. For example, renting can give you a source of freedom when it comes to being free of maintenance...

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Saving For A Down Payment While Renting

Saving For A Down Payment While Renting

Save For A Down Payment Are you a Veteran? Guess what, if you use your VA entitlement, you DO NOT have to have a down payment in almost all instances. But, if you are planning on buying, it is still important to follow these steps to save your money. Here are the top...

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Pros of Buying

Pros of Buying

Buying A Home Buying a home can be scary.  You may think about the costs, the saving, the upkeep, or the commitment involved when buying or owning a home.  Well, we are here to put those concerns to rest!  We believe that as long as you are at the right time of your...

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January: Rent VS Buy

January: Rent VS Buy

Happy New Year! Happy New Year everyone! We hope you had a great and safe weekend. When you think of the New Year, the biggest topic is, what is your New Year’s resolution? I am going to lose weight, I want to be more organized, I want to pay off my debt, etc. These...

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Sign Picture by the 142nd Fighter Wing Colonel.

Sign Picture by the 142nd Fighter Wing Colonel.

Creekside Mortgage had a great experience today! We had the Colonel of the 142nd Fighter Wing in Portland visit our office today. As we were showing him around the office he noticed this picture and asked a couple questions about it.  He asked what year it was taken...

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Rent Vs Buy

Rent Vs Buy Hi, I'm Kerry Greenwald, Senior VA Loan Specialist and owner of Creekside mortgage. Today I want to talk to you a little bit about the age-old question, " Rent VS buy, is it cheaper to rent or is it cheaper to buy?” It is going to change on a year to year...

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After Closing

You've Closed, Now What? Congratulations on closing your VA Loan.  Now is when our relationship truly starts.  Because you just went through and closed your loan it's very important I tell you a few things that are going to happen next. First, your lender has been...

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What is a VA Home Loan?

What is a VA Home Loan?

Simply put, A VA Loan is a mortgage loan issued by approved lenders and guaranteed by the U.S Department of Veterans Affairs.

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Your LIVE Week in Review

Your LIVE Week in Review

Join us every Wednesday at 2:00 PM for a short LIVE video about current events and how they are shaping interest rates and the housing market.

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Are you Eligible for a VA Loan?

Are you Eligible for a VA Loan?

VA Loan Eligibility Requirements The VA Home Loan is an amazing opportunity for Veterans to own a home. Are you Eligible? We can help you find out! To be eligible for the VA Loan, Veterans, National Guard members, Reservists, military spouses, and Active Duty members...

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Low Housing Inventory – Kerry’s Weekly Thoughts 7.5.2017

Hey Facebook world it’s Kerry Greenwald with Creekside mortgage! Coming at you again with the week in review and with the topics that are going on right now. I really blew it my last one I said rates should hold steady.  We had a pretty difficult 3 out of 4...

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6.28.2017 – Kerry’s weekly Thoughts

Facebook live good afternoon, I’m glad this gives me another chance to have a conversation with you about current market conditions and what's going on in our overall environment.  Rates once again have been help holding steady and I'm still recommending to hold...

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