VA 90% Cash-Out Refinance

The VA’s Cash-Out Refinance Loan is for veteran homeowners who want to take cash from their home’s equity and possibly lower their interest rate.

The VA Cash-Out Refinance give you the opportunity to turn the equity that you built into your home and turn it into cash.  This isn’t like a home equity loan, which is a second loan that you pay alongside your current mortgage.  The VA Cash-Out Refinance loan will replace your current loan, possibly lower your interest rate, and put some cash where you need it, all while still only having one payment.    

The VA will guaranty loans up to 90% of the value of your home and you can use that cash either for mortgage debt, other debt, school or even a home remodel. 

Whether you have a conventional, FHA, or USDA loan, the VA Cash-Out Refinance is an available option as long as you meet the requirements.  You can refinance any non-VA loan or VA loan with this amazing option.


  • If you are refinancing from a non-VA loan, you are not required to take any cash out.
  • The VA Cash-Out Refinance loans follow the same underwriting and credit process as the Standard VA Loan.
  • The fees (closing costs, funding fees) associated with the loan can be rolled into the entire loan amount.
  • You must prove that you will be occupying the home being refinanced.

Ways to use Your Equity Cash

  1. Home Repairs
  2. Pay off Debt
  3.  Kids or your College
  4. Remodel Bathrooms
  5. Upgrade your Kitchen
  6. Emergency Expenses
  7. And Many More…..

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Certificate of Eligibility 

Interest Rates

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