by Kerry N. Greenwald | Sep 30, 2026 | Home Ownership, VA Loans
A lower advertised mortgage rate does not automatically mean it is time to refinance. The right decision depends on the complete cost, monthly savings, break-even period, new loan term and how long you expect to keep the home. A refinance should improve your real...
by Kerry N. Greenwald | Sep 22, 2026 | Home Ownership, VA Loans
If you received a letter saying your mortgage was sold or transferred, do not panic. Your loan terms do not suddenly change, you do not lose your home and you do not need to refinance. What usually changes is the company that collects your payment and manages the...
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