by Kerry N. Greenwald | Sep 30, 2026 | Home Ownership, VA Loans
A lower advertised mortgage rate does not automatically mean it is time to refinance. The right decision depends on the complete cost, monthly savings, break-even period, new loan term and how long you expect to keep the home. A refinance should improve your real...
by Kerry N. Greenwald | Sep 22, 2026 | Home Ownership, VA Loans
If you received a letter saying your mortgage was sold or transferred, do not panic. Your loan terms do not suddenly change, you do not lose your home and you do not need to refinance. What usually changes is the company that collects your payment and manages the...
by Kerry N. Greenwald | Sep 3, 2026 | VA Loans
A VA home loan can be one of the strongest home-buying tools available to an eligible Veteran, active-duty service member or surviving spouse. The biggest benefits are well known—possible zero down and no monthly private mortgage insurance—but getting the most from...
by Kerry N. Greenwald | Aug 25, 2026 | Home Ownership, VA Loans
You closed on the house, received the keys and finished the hardest part. Now a new question usually shows up: How do I make my first mortgage payment, and who do I pay? This is Episode 1 of After the Keys, a continuing Creekside Mortgage series created for Veterans,...
by Kerry N. Greenwald | Aug 18, 2026 | Home Ownership, VA Loans
By Kerry Greenwald, Owner and Senior VA Loan Specialist For years, the national conversation about Portland has focused on what went wrong. But cities are not frozen in one moment, and Portland is showing signs that deserve a fresh look—especially from Veterans,...
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