GAYLE HEPLER NMLS #120728
Sr. VA Loan Specialist
As a local originator in the Mortgage and Real Estate Industry for over 30 years, my main focus has always been about helping people. I believe in educating clients while helping them navigate the often puzzling landscape of home finance. Whether it is a first time purchase loan, investor financing, or a refinance loan to modify and lower their mortgage payment~ my goal has always been to help save my client the most money possible; and at the same time pay it forward to enable them to wind up in better shape financially than when they started the process.
Over the years I have worn the hats of real estate professional as well as mortgage originator. Because of my background I understand where both sides are coming from, which has proven to be a huge benefit to my clients. When folks choose to close a deal with me, they walk away with extreme satisfaction and a smile on their face. Over the years my agent referral partners and past clients have given me wonderful testimonials about their experience. As a matter of a fact most of my business is referral based. When somebody begins the process of home finance with me they will benefit from several years of experience and the personal touch that comes from my keen attention to detail, and awareness of what “must” happen to close their transaction efficiently.
I come from a family of real estate business owners. (My grandmother started her own real estate company in the 1960’s after my grandfather, who was a Navy Sea Captain, passed away and left her to raise three sons on her own.) My father was in the Coast Guard, and then eventually took over my grandmother’s real estate business when she retired. My mother ran the entire office of agents while my dad was a property developer, and also a fee appraiser. I remember from my earliest years working with my parents and grandmother late into the evening at Valley Properties Realty in King County, WA.
When you choose to work with me, you can expect a personal approach throughout the entire lending process with a vast knowledge about what people want and need. I have relationship building skills from a lifetime of enjoying and working with people. Personalized lending solutions help my clients find the right loan program to fit their specific financial goals. I have streamlined the lending process to assure that my clients close their loans with less stress and greater confidence about their investment. When you choose your mortgage lender, make sure you select a person who has your best interest in mind and who has the experience and integrity you deserve with a servant’s heart. At Creekside Mortgage, Inc. My team and I specialize in government home loans like the zero down VA home loan, low down 3.5% FHA home loan, the First time home buyer loans and regular conventional loans for as little as 3% down for conforming loans, Appraisal waiver possible (or with appraisal discount depending on location); the Home Possible 3% down conventional home loan, traditional Conventional and Jumbo home loans over the current county loan limits, VA Jumbo loans for over $726,200 loan amounts, and FHA Reverse Mortgage or Purchase loans for seniors over 62! I specialize in cash out refinances for conventional as well as VA and FHA streamline refinances!
Please call me for a free pre-approval today. I will work hard to help make the dream of home ownership and achieving the American Dream a reality for you in 2023. Thank you for your trust. I look forward to meeting with you soon.
