GAYLE HEPLER NMLS #120728
Sr. VA Loan Specialist
During the past 30 years in the Mortgage and Real Estate Industry, my main focus has always been helping people. One of my primary goals is to educate clients while helping them navigate the often puzzling landscape of home finance. Whether it’s a first time purchase, investor financing, or a refinance, my goal has always been to help save my client the most money possible; and at the same time pay it forward to help them be in better shape financially than they were when they started.
I have worn several hats ranging from real estate professional to mortgage originator. Because of my background, I understand where both sides are coming from. This understanding is a huge benefit for my clients. When you choose to close a deal with me, I know you will walk away extremely satisfied and smiling. My agent referral partners and past clients repeatedly give me wonderful testimonials about their experience. As a matter of a fact, most of the people I help is referral based. When you begin the process of home financing with me, you will benefit from several years of experience, and the personal touch driven by my attention to detail, and awareness of what “must” happen to close quickly.
I come from a family of real estate entrepreneurs. (My grandmother started her own real estate company in the 60’s after my grandfather (a Navy Sea Captain) passed away and left her to raise three sons on her own. My father was a member of Coast Guard, and eventually took over my grandmother’s real estate business. My mother ran the entire office of agents and my dad was a property developer and a fee appraiser. I remember with fond memories, working with my parents and grandmother late into the evening at Valley Properties Realty.
When you choose to work with me, you can expect a personal approach throughout the entire lending process with a vast knowledge about what people want and need. I have relationship building skills from a lifetime of enjoying and working with people. Personalized lending solutions help my clients find the right loan program to fit their specific financial goals. I have streamlined the lending process to assure that my clients close their loans with less stress and greater confidence about their investment. When you choose your mortgage lender, make sure you select a person who has your best interest in mind and who has the experience and integrity you deserve with a servant’s heart. At Creekside Mortgage, Inc. my team and I specialize in government home loans like the zero down VA home loan, low down 3.5% FHA home loan, the Home Ready 3% down conventional loan, appraisal waiver possible or with appraisal discount depending on location; the Home Possible 3% down conventional home loan, traditional Conventional and Jumbo home loans with ability to do a Jumbo loan where a buyer can put just 10% down and not have any monthly mortgage insurance, VA Jumbo loans for over $484,350 loan amounts, and FHA Reverse Mortgage or Purchase loans for seniors over 62! I specialize in cash out refinances for conventional as well as VA and FHA streamline refinances!
Please call me for a free pre-approval today. I will work hard to help make the dream of homeownership and achieving the American Dream a reality for you! Thank you for your trust and confidence. I look forward to meeting you soon!
4601 NE 77th Ave. Suite 100
Vancouver, WA 98662