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Estimate your monthly VA Loan payment
See what your earned VA Benefit can do for you. This VA specific calculator estimates your monthly payments including taxes, insurance, and the VA funding fee.
Creekside Mortgage, Inc. | NMLS #70358 | Equal Housing Lender | 4601 NE 77th Ave, STE 100, Vancouver, WA 98662 | # 1 VA Home Loan Lender in PNW
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Calculator Glossary
Amount Financed
Purchase Price (-) Down Payment (+) VA Funding Fee
VA Funding Fee
The VA funding fee is a one time fee paid to the VA to fund the actual loan. This is calculated by the type of service, loan amount, amount down, and subsequent VA Loan usage.
Estimated Taxes & Insurance
Property Taxes are estimated at a percentage of the home’s value. We have based the percentage off of the average in the Pacific Northwest. Annual homeowners insurance is also based off of the home’s value but can vary based on the insurer.
How the VA Loan Calculator Works
Are VA Loans difficult to understand?
Look, we get it.
That’s why we created the best VA Loan Calculator to help you understand what you will be paying if you decide to use the VA Loan program. This calculator quickly and easily calculates your monthly payment with the VA funding fee, taxes, and insurance. These estimates will get you as close as possible what your payment could be per month.
What is a VA Funding Fee?
The VA Funding Fee is paid directly to the Department of Veteran’s Affairs and is the reason they can guarantee this no-money-down loan program. The Funding Fee is automatically financed in your VA Loan and calculated into your payments. The amount of the Funding Fee is determined by 4 factors:
- loan amount,
- type of service,
- down payment,
- and whether or not you have used your VA Loan in the past.
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