You’ve got one individual looking at the house and appraising the value — taking measurements and calculations. Then, coming up with a value of the home you are looking to finance.
But, what this individual, the appraiser, does not do is check for potential problems with the house. That’s where an inspector comes in. With a vast amount of knowledge about homes and potential problems that sellers may encounter, appraisers can reveal any problems with a home that had not been disclosed. They work for the buyer to make sure they are getting a good deal.
Recently, inspections were made optional for VA loans. However, here at Creekside Mortgage, Inc., we still recommend that our clients pay for an inspection.
One example we often use around Creekside is that you wouldn’t want to buy a 20-year-old car without having a mechanic look at it. So, would you really want to buy a home that you haven’t had a professional look at?
So, even though an inspection is no longer required for VA loans, we still recommend purchasing an inspection, if only for the peace of mind.
Give Creekside Mortage, Inc. a call today if you are ready to purchase or refinance. We’ll help you get the best deal you can.