Educational Resources

Welcome to our library of educational resources. We have spent years creating videos and articles to help you better understand the VA loan process. We have organized this page with the most frequently asked questions first. If you don’t find what you’re looking for, feel free to use the search bar in the upper right-hand corner.

Frequently Asked Questions and Topics

What are the current VA loan interest rates?

Learn about VA loan rates, how they’re priced, and what you can do to get the best rate possible.

What is Rate Locking?

Have you ever heard terms during your time with a loan officer that seem different or new to you?  Don’t worry we have you covered.  Learn more about “rate-locking”.

Can I pay my VA Loan off early?

With some types of loans you can pay them off early, but others, there are penalties for doing so. What about the VA Loan?

APR vs Interest Rate

You will hear both of these terms thrown at you.  But which one should you be worried about? 

Should I rent or buy?

It’s an age old question that larger depends on the market and your circumstances. Learn how you can decide for yourself.

Does my credit impact my VA Loan?

We all know credit scores are important when it comes to borrowing money. But what about when you are using a VA backed Loan?

Do I need to occupy the house I buy with my VA benefit?

When buying a house, sometimes people want to use it for a rental property, or maybe a vacation house. Are you able to use your VA benefit for those kinds of homes?

Can I do renovations with a VA Loan?

Did you know that there’s a VA loan specifically for home renovations? It’s true, but there are different guidelines than your conventional or FHA loans. Click to learn more.