by Kerry N. Greenwald | Aug 27, 2026 | Interest Rates, VA Loans
If you already have a VA-backed mortgage and rates improve, the VA Interest Rate Reduction Refinance Loan may be one of the most powerful benefits available to you. Commonly called a VA IRRRL or VA streamline refinance, it can replace an existing VA loan with a new VA...
by Kerry N. Greenwald | Aug 11, 2026 | Home Ownership, Interest Rates, VA Loans
Many Veteran homeowners are equity-rich but cash-flow poor. A carefully structured VA cash-out refinance—or, in the right case, a second mortgage—may turn expensive monthly debt into a more manageable plan. Across Washington, Oregon, Idaho, and Montana, we talk with...
by Becky Greenwald | Nov 18, 2025 | Home Ownership, Interest Rates, Uncategorized
A Home Equity Line of Credit (HELOC) allows homeowners to borrow against the equity in their property. As home values and interest rates shift, many people wonder if a HELOC is the right financial move. Understanding how a HELOC works and evaluating your personal...
by Kerry N. Greenwald | Sep 16, 2025 | Interest Rates, Uncategorized
If you’re considering using a VA loan—also known as a VA mortgage—to purchase a home, you’re already on a strong path toward affordable homeownership. Backed by the U.S. Department of Veterans Affairs, these loans offer unique benefits such as no down payment and no...
by Author | Feb 20, 2018 | Interest Rates
What is Rate Locking? A lot of times when you are buying or refinancing a home you hear the mortgage lingo and sometimes either your loan officer doesn’t explain it, or you forget to ask. A term that you will most likely hear is “lock-in or rate...
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