Recently I was presented with a question that I think few people take into consideration when talking about the VA Home loan program. The question was asked by a young woman I met at the dog park. She asked “Can I use my husband’s VA benefit to buy a house if he was killed in Iraq?”

I think we often, unintentionally, forget that many of our service men and women have a spouse to consider and they can easily be overlooked when it comes to receiving benefits.

So to answer the question, here are the guidelines to ask yourself if you are the surviving spouse of a service member.

  1. Are you the unmarried surviving spouse of a Veteran who died as a result of service or service-connected causes?
  2. Are you the surviving spouse of a Veteran who dies on active duty or from service-connected causes, who remarries on or after age 57 and on or after December 16th of 2003?
  3. Was your spouse an active duty member who was listed as Missing In Action or Prisoner Of War for at least 90 days?

If you can answer yes to any one of the above questions, then you may want to check on the status of your eligibility. Maybe it’s time to use what has been earned and is rightfully yours.

The idea of helping the surviving spouse by being able to use the VA Home Loan guarantee is a great way a Veteran can still provide for his or her family even when they are no longer with us.