How income is verified on a VA loan.

You know you’re a reliable and honest person, but the lender knows other people aren’t always like you. As a result, lenders have several standards to help measure your ability to repay the money you borrow. It’s easy to see getting a mortgage from a one sided...

Housing Market Week in Review 8.23.13

Interest rates for home loans have been going crazy, especially this last week. The main driver behind the interest rate spike is the looming pullback that no one seems to know when exactly will happen. This week’s big driving force was the release of minutes from the...

To Rent or to Buy?

Ten years ago the market was setting the foundation to have a major housing crash. Looking back now, for a lot of people, it would have been better to rent. Unfortunately we didn’t know, and a lot of people learned the hard way, that what goes up, must come down....

Here comes the BOOM…or did it already happen?

Getting a new home has been a little more difficult the last few months. More people are trying to buy in a market where less homes are available for sale. Another large factor in the ability to buy a home is interest rates. Interest rates have been increasing...

New Newsletter

We just released this month’s newsletter! We know it’s later than usual, but it’s because we wanted to be able to include the announcement of our new website and video series.   We know that the mortgage industry can sometimes be a little daunting. That’s why...