Where do I start when I'm ready to buy a home?

Once you decide you’re in the market to buy a home, it’s time to look at financing. Many people make the mistake of starting to look for a home before they know how much they qualify for. Fate would have it that these people find the home of their dreams and want to make an offer on it, but they run into two obstacles. First they don’t know if they can even qualify for it, and the second is they don’t have that very important pre qualification letter.  

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