Do you want to know the latest Creekside news, and find out what we've got on our mind each month?

We are launching our monthly newsletter and would love for you to be added to the list! To sign up, all you have to do is send an email to

It's that easy! Then, you'll be on our mailing list to get the latest updates once a month.

Hurry! The first edition is coming out next week!

February is nearly behind us, which means March is coming around the bend.

As we look forward to the coming month, there is one event that we'd like to let our Veterans know about, and that's the "Hiring Our Heroes" event that is taking place on March 14 in Salem, Oregon.

The event will take place from 9 a.m. to 1 p.m. and is an opportunity for active duty military, Veterans, and Guard and Reserve members to find employment.

For full details, visit the "Hiring Our Heroes" page.

Yesterday, I had the pleasure of meeting Rannae Cooper, the owner of Stir Crazy Coffee, in Lacey, Washington.

Let me just say, Rannae makes great lattes! (The hazelnut, mocha I had was awesome.) I noticed within a 10 min period that every customer (and there were many  that came in) were repeat customer and I could taste the reason why! Rannae also has four other baristas that work with her to cover all their operating hours. 

Besides getting a great coffee, I was visiting Stir Krazy because Rannae had agreed to let us put up a sign representing our company: Creekside Mortgage near her coffee shop.

Our specialty is VA home loans and our greatest reward is helping our  Veterans with financing to purchase their new homes. Our mantra of Veterans helping Veterans is our mission statement and we live by that. We are a Veteran owned and operated company and that means a lot to us. Floyd Greenwald  invented our VA Loan Specialist concept in 1992  retiring  from the Army  after with  over  38 years of service.

I am retired USN and served 8 of my 20 years in the Navy with the Marines. When you call us, you will be talking to myself or one other person that works with me for the entire process, and every time you call evenings, weekends we are there.  

WE do know what it means to serve and we are honored to serve you!   We are a true brokerage for VA home loans, which means we have better pricing, lower costs and better service on your loan. We work to close every purchase or refinance in under 30 days.

Remember if you want an expert with VA, we are the #1 choice in the Pacific Northwest. 

-Michael Frakes

Wondering why you should use your VA home loan entitlement? Today we shared an infographic over on our Facebook page that explains exactly why you should!

Take a peek and let us know what you think! Don't forget to like our page.

In today's economy, interest rates are low and housing values are too. That makes today the perfect time to buy.

If you are still renting in today's economy, you should ask yourself why. The top reasons we often hear here at Creekside Mortgage, Inc. are low credit scores and a fear of the cost, both monthly and during the initial process. Do these concerns sound familiar?

Give us a call and we'll sit down and discuss your individual needs and concerns, and we'll even prequalify you.

And, it's all free. So, what are you waiting for? Let us help you on your road to homeownership.

Creekside Mortgage, Inc. can be reached at 800.920.5420.

At Creekside Mortgage, Inc., we know that going through the lending process can be daunting--

That is why we like to sit down with each client to go over their loan in detail. And, if for some reason we cannot sit down with a client, we'll gladly go over their entire loan over the phone.

We want our clients to rest assured that they are getting a loan that they fully understand, because the last thing we want for clients is to be surprised.

But, we are also here to help you understand the lending process, even before you become a client. Before you decide that you'd like to pursue a new home loan or refinance, let us explain to you the difference between programs, and explain to you just how much the whole process will cost, both upfront, and in monthly payments.

When choosing a broker, remember, they are going to work for you. With Creekside, you'll have a whole team of people by your side to answer any and all of your questions throughout the entire process.

Call Creekside Mortgage, Inc. today at 800.920.5420.


Signs of spring are right around the corner in Central Oregon. The snow that fell and insured a white Christmas is almost melted and at least some folks are hoping for more.

Real Estate activity has picked up, too, with increased listings and more buyers looking.

The Central Oregon market, like most markets, is poised for an uptick and the best market element we have going for us still remains -- people love the High Desert and still want to live here and enjoy our lifestyle.

-John Ferguson

This post comes from John Ferguson, a Veteran and realtor from Bend, Oregon.

The Boise area housing market is in the midst of a positive turn around. We have a limited supply of homes on the market in the low to middle price range with multiple offers coming in on many listings. 

The foreclosures are becoming less and less, which is helping the area recover. 

With the lack of inventory in the lower range and the foreclosures disappearing, our home prices have risen -- however, you can still purchase a nice home at a great price, especially with the current low interest rates! 

We also have a wonderful range of new construction properties that are selling very well through out the valley! If you are in the market for a "higher end " home you have a wide choice of properties as these are not selling as fast. With Spring close in coming, we are expecting a "moving" summer this year!

-Patricia Johnston

I am a career Realtor, licensed since 1994.  You can view properties on my website at I am an ABR (Accredited Buyer Representitive), CSP (Certified in New Construction Sales) RSPS (Second Home Property Certified) and I specialize in VA.  I am happy to answer any questions or real estate concerns you may have. I would enjoy helping you find your "Home Sweet Home"!  Just call or email at any time: 208-703-7700 or

Because we like to keep in close contact with our clients, both past and present, we often receive calls from individuals who have received questionable mail, promising to save them money on their mortgage.

As we receive calls about these mailers, our team goes to work to figure out just what the company is offering you and determine any loopholes or tricks that may not be overly apparent in their marketing efforts.

Then, we'll let you know what we find out. And, we'll also let you know what we can do for you in terms of mortgage products on the market. But, we'll be honest. If we can't do the deal that they are offering and it is in your best interest, we'll tell you.

Be aware as you open your mail of companies that are offering you too-good-to-be-true interest rates. While it may be true that they can offer you that rate, you have to ask yourself under what conditions those rates are being offered. Is it a low rate that will grow over time? Or is that rate only available for a certain window of time?

Before making any decisions about information you receive in the mail, give us a call and we'll go to work for you to make sure you are getting the best deal for you and your family.

Creekside Mortgage, Inc. is open from Monday-Friday from 7 a.m. to 6 p.m. Give us a call toll-free at 800.920.5420.

We were presented with an award from Plaza Home Mortgage today! Head over to our Facebook page to check it out!