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We are excited for another year of doing transactions in the Gorge, in Hood River and The Dalles. We’ve worked with Columbia Gorge Real Estate, 541-296-5500. Becky Schertenleib and Nan Wimmers have both been great to work with over the years on VA transactions. They are both very knowledgeable and take a lot of time with each and every Veteran.

Their website is www.TheDallesRealty.com. Their address is 714 W 6th, The Dalles, OR. They can be reached via email at BeckyS@Gorge.Net and Nan@Gorge.Net. They have been excellent to work with, and every client who has utilized their expertise has enjoyed the home purchasing experience and speaks very highly of them.

Kerry N. Greenwald

 

Sr. VA  Loan Specialist

Creekside Mortgage Inc.

509.493.4937/503.445.1038

www.VALoanWA.com

www.OregonVALoan.com

 

Over all real estate in the Ada County/Boise area was devastated in the past few years. It was hit much harder than most places in the United States due to the fact that we had such an increase in values in the early 2000s. We had further to fall than most places, since we had shot up so drastically due to the influx of population moving up from California because of our low prices. We took that nose dive in value, but it looks like we’ve had some consistency in maintaining where values are at now. We are pretty close to what 2000 numbers were, and in my opinion, Ada County prices will probably stay steady over the coming year in 2011 and probably be on the rise quicker than most places that surround us like Seattle and Portland, whose markets fell after ours did. That is just my opinion, but that is what I see happening overall in Ada County.

 Kerry Greenwald

 Sr. VA  Loan Specialist

Creekside Mortgage Inc.

208.424.6770/503.445.1038

www.VALoanWA.com

 www.OregonVALoan.com

 IdahoVALoans

 

 

Angie Ashton, Escrow Manager, LPO, at Columbia Title Insurance here in Vancouver, WA, is a great escrow officer to work with. We have worked with her since the middle of 2010 doing VA streamlines and other refinances. She has proven to be very knowledgeable on VA products. Her address is 5101 NE 82nd Ave. Suite 102, Vancouver WA. Check them our on the web at  www.ColumbiaTitleAgency.com. Her direct number is 360-891-5430, or you can email her at angieashton@ctawa.com.

Kerry N. Greenwald

 

Sr. VA  Loan Specialist

Creekside Mortgage Inc.

360-571-LOAN (5626) / 503.445.1038

www.VALoanWA.com

www.OregonVALoan.com

Going into 2011, I would like to take a snapshot of the real estate market in the Pacific Northwest. We were one of the last in the country to start showing a decline in home values, and we will probably be one of the last to come out of this decline. It looks like nationally, we have hit bottom. Some estimates were that in 2009 and 2010 we would fall back to 2000 numbers. We are now getting close to those figures. 2011 will most likely be the end of the decline. We probably won’t necessarily go up in value anywhere in the near future. As soon as unemployment corrects itself and the economy starts to move somewhat, I feel housing prices will rise after that. My estimate is that we’re in a seven year cycle and we’re about four years into it. We probably have three years before things start to take off again, with a lot depending on how inflation will affect the housing market due to the bubble popping. Will inflation push prices up? No one really knows. There is no time in history that we can reflect on as an example or parallel to what we just went through, so it is tough to say. In my opinion, in the NW, home price recovery will primarily be driven off a correction in the unemployment rate. When we see unemployment the 6% or 7% ranges, I think the housing market will soon follow those numbers.

Kerry N. Greenwald

 

Sr. VA  Loan Specialist

Creekside Mortgage Inc.

360-571-LOAN (5626) / 503.445.1038

www.VALoanWA.com

www.OregonVALoan.com

Ok so were done with 2010 and were rolling into 2011.  Some of you may have met your goals for 2010...some may have not.....but to start out with goals is where it all begins.  You see.....if you have no goals, you have no path, no road map to follow no final destination. Your just driving down the freeway of life with nothing in sight.  If you set some goals out for yourself, then you will have something to look forward to.   We need to have goals in order to achieve maximum potential. 
If you have never set goals, that is ok for it is never too late.  Goals are not to be dreaded or intimidating.  They can be as simple as organizing  your garage (one of mine),  making a budget and sticking to it, eating more healthy, exercising, making more marketing calls.  Make your goals realistic.  If your married,  you can sit down with your spouse and make goals together for your family, whether it be going on vacations with the entire family or putting resources aside for college tuition.  It can be as simple as complex as you like.  Just getting them started is the main objective.  Write them out..... and read them daily.  Multiple times a day is good too. 

Kevin J. Lawson

Patricia Johnston works for REMAX Elite Properties of Boise, ID. We have worked with her for going on 12 years. We originally started working with her in Vancouver, WA, and when she relocated to Boise ID,  we continued to do both VA and non-VA transactions together. Pat is very knowledgeable in the real estate industry, especially in Ada County. She has a vast knowledge of living there for some time, and then moving back to Boise, ID. Pat has a great website with many listings for the Nampa, Meridian, and  Boise area at www.PatJohnston.com. There are many tools online to take advantage of everything Pat offers for the Boise area. Her phone is 208-703-7700. Her office address is 10062 Fairview Ave., Ste 120, Boise, ID. You can email her at  Pat@PatJohnston.com. Once again, we’ve had many customers very satisfied with the service Pat has provided on all of her VA real estate and non-VA real estate.

 

Kerry N. Greenwald

 

Sr. VA  Loan Specialist

Creekside Mortgage Inc.

208.424.6770/503.445.1038

www.VALoanWA.com

www.OregonVALoan.com

IdahoVALoans

 

Robin Conrad of Century 21 Expert Realty is  located in Vancouver, WA at 3925 NE 72nd Ave. Ste 100. Robin has been doing VA real estate now for 16 years, and is currently serving in the U.S. Army Reserves. He just recently returned from Iraq, where he served 11 months in country. Robin Conrad’s best means of communicating is his cell phone, which is 360-903-1129.

 

Kerry N. Greenwald

 

Sr. VA  Loan Specialist

Creekside Mortgage Inc.

360.571.LOAN (5626)/503.445.1038

www.VALoanWA.com

www.OregonVALoan.com