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This month several people in our office have committed to a no sweets challenge until Halloween! We were so impressed by this goal that we wanted to share it with all of you, and invite you to join us.

While it’s completely up to you for how strict you want to be, below you will find some guidelines we are planning on following.

What will happen with mortgages in light of the Government shutdown?

The stock market suffered Monday as it anticipated the government shutdown. Then what the market feared, actually happened, and the result, the market improved as of Tuesday morning, mortgage interest rates had remained mostly unchanged.

What is the benefit of doing a VA loan versus a conventional loan. We often think of VA loans, which are designed for active duty military and United State Veterans, as a loan that gets you a better rate. While this is usually the case, there are several other reasons that a VA loan is the right way to go.

For most people, buying a home is a very important decision that is only made a few times in a lifetime. So how is the average person supposed to know all the possibilities and options available when buying a home? You simply can’t because it’s not your job, and that’s why we highly recommend using a realtor.

Summer is coming to an end and while it may be sad, it has brought some pretty nice changes in the market. Ok, we’ll be the first to admit that the start of Summer brought some very unpleasant changes including a drastic spike in interest rates. But with Summer winding down and Fall starting on the 22nd of this month, we did see some improvements.

Wednesday is quickly approaching, and it’s the day that we’ve been waiting for since late May. Ever since the word leaked that the Federal Reserve might begin reducing it’s monthly $85 billion bond market purchases, September 18 was considered to be the day that announcement would most likely happen.

Due to service, military personnel are often removed from what is considered traditional circumstances. Whether its being deployed overseas or stationed on a military base stateside, our military end up with limited opportunities to build tradition credit histories and live in traditional financial situations.

If you listen to the news and politics, there is a lot of controversy and political agendas surrounding 9/11. Especially when you look at the 2001 and 2012 attacks together.

Over the last five years or so, there were an increased number of short sales because of negative economic situations for millions of people. For many people, these foreclosures and short sales have ruined their credit and made it extremely difficult to get back into a home.

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