So you got your Certificate of Eligibility (COE) and it says that you qualify for $36,000. That’s great if you could get into your time machine and buy a house back when that amount was decided on in 1987!

Let’s take a step back and get a little history on the VA loan.

When beginning the process of purchasing a home, it’s important to understand the different roles that each organization plays.

We will focus on three organizations to answer the question, “does the VA lend money?” You need to understand what a mortgage broker is and does, what a lender does and how they work with a broker, and what Veterans Affairs (VA) does.

There will not be a Week in Review video this week but our hope is that this post will help make up for the missing video. Rest assured, Creekside Mortgage, Inc. will have a video post next week for your viewing pleasure.

We’re experiencing the normal calm that happens before the storm, and it’s about to break loose. The Federal Reserve will be making an announcement Wednesday, and is expected to discuss (again) the plan to pull out of the bond market.

That beautiful house just down the street, it’s the one you drive by and think to yourself, “If I had that house I would have a huge garden, swings for the kids and a garage to finally work on my bike.” Well, it just went on the market. There is a big, bright for sale sign in the front and on a whim you call the number for the asking price. Surprised at the price you begin to wonder if you could own it and think “Where do I start?”

Whether you’re aware of it or not, Christmas is quickly approaching! Based on the relatively limited number of Christmas cards I’ve received this year, I’d say the season has snuck up on a lot of people. That or my family made it on far fewer people’s “nice lists”.

Getting a VA loan can be a complicated process, and there are a lot of resources out there giving advice on what you should do to simplify the process. But what about the things you shouldn’t do?

Thanksgiving is almost here and whether you’re looking forward to spending time with friends and family or dreading the event entirely we all have something to be thankful for. The lessons I learned in Iraq are true still today, “things can always get worse”, that’s why one should always be thankful and not just on one day of the year.

With Thanksgiving around the corner, it’s easy to get caught up in the commercialism, family, and food. I don’t have any problem with doing that, and enjoying the season, but I encourage you to take a moment to not only be grateful, but truly show your gratitude.