Existing Home Sales Up 4.9% in May

In the greatest gain since October, the housing market posted a 4.9 percent increase in existing home sales. The May increase propelled us right into the Summer selling season and is fueling a lot of excitement for the improved buying and selling opportunities.

Stabilized Interest Rates

There are many ways to approach the process of selecting a lender for your home mortgage. Some people choose to make impulsive decisions, calling the first lender they find. Other people may be overly thorough by starting an application with several lenders during the buying process.

It all began with a bright outlook on life. Jason had a great job, a fast car, lovely furniture, and what seemed like the start to a happy future. Then the unexpected happen, and Jason’s happy life got filled with medical bills and sleepless nights.


Vancouver, WA – The owner of a local mortgage company now has a new hairdo. Kerry Greenwald is sporting an edgy purple Mohawk to help kids of military families.

 Kerry challenged his employees, friends, and family to raise $2000 for The Oregon Summer Star Program. The program teams up with Operation Purple to sponsor summer camps for kids with active duty military parents.

What came first, the chicken or the egg? I’m not here to argue with you because obviously it was the chicken, but that’s beside the point.

 Picture this, the sun setting and a full moon slowly rising over the ocean, a warm ocean breeze gently rustles the palm fronds on a palm tree above two young lovers. They watch the sun set and moon rise in tranquil silence, holding each other’s hands and both believe they will be together for as long as they live.

If you served our country in the armed forces, we thank you. It has come to our attention that many of you may not have been given guidance on your veteran benefits, or maybe you were a little too exhausted in basic training to fully grasp what they were saying. Either way, we want to help you understand one of the most commonly misunderstood aspects to the VA home loan.  

I have been asked many questions about the VA Home Loan guarantee, but none as serious as the one asked by Amanda (Name changed for privacy) regarding the use of the VA benefit to a surviving spouse. Regrettably, her husband lost his life while he served early on in Operation Enduring Freedom. Before he was deployed they were living in an apartment and had planned to buy a house.

Twenty percent for a down payment may not seem daunting until you realize that for a $200,000 house, you’d need to come up with $40,000 in cold hard cash! Not a lot of people I know have that kind of money just laying around - especially first time home buyers. But hope is not all lost.

There are several options to drop, reduce, and/or come up with your down payment.

Our country is extremely grateful for the service provided by our military men and women. As a small token of all our appreciation, the government has a loan program for United States Military Veterans.

Veterans who take advantage of this loan program get the benefits of no down payments, low interest rates, seller paid closing costs, and many others.